Our Story

Cash flow management is a time-consuming activity that is often manual and prone to human errors. While these processes of payables or receivables are critical, the time, effort, and resources spent performing these functions are a significant profit drain to any business. Circle Capital fulfils the growing need to manage such non-core but equally essential activities of companies efficiently.

We endeavour to provide cutting-edge technology automating end-to-end processes from PO creation, invoice generation, payment clearance, reconciliation to settlements. This automation allows enterprises to focus on core commercial activities to scale their businesses by prioritizing efforts in the right direction.

Our state-of-the-art technologies, together with our uniquely talented engineering and management team, enable corporates to accelerate their transformation, modernize and mobilize their finance team’s operations, and maximize their business performance. 


Founding team with domain expertise

Pavandeep Choudary

Founder and CEO

Computer Science Engg., PEC Chandigarh, 2008

MBA, Faculty of Management Studies Delhi, 2011

More than a decade of core experience in supply chain finance in SCB and DBS Bank, across sales and product. Head of supply chain finance for Indifi Technologies.

Sunil Kapil

Founder and COO

Mechanical Engg., PEC Chandigarh, 2008

MS, Technische Universität Berlin, 2013

More than a decade of retail distribution experience with MRF, ACC and Bridgestone, handling BD and supply chain operations. Director of supply chain and operations for Zen Delivery Services